Debt and money problems

Debt and money problems

Debt can be very overwhelming. A change in your circumstances, for example, loss of employment, long term health issues or a relationship breakdown can impact on your ability to pay debts and you could end up in serious financial trouble if you do not seek immediate help.




These pages aim to cover just some of the options that are available to you. For free and impartial advice, we would strongly advise you to contact an independent debt advice agency such as CAB or the National Debtline.


Lots of people who could claim benefits are missing out because they don’t know what is available to them. In general, benefits are not backdated, so don’t delay, contact the JE O’Toole Centre today to make sure you’re getting all the benefits you’re entitled to. Telephone  01407 760208.


Mortgage arrears

Rent arrears

Debt collectors and bailiffs

Young people in debt